Russians were told about dangerous types of loans

Russians should give up at least three types of loans. This was told by Meri Valishvili, Associate Professor of the Department of State and Municipal Finance at Plekhanov Russian University of Economics.

"The first is loans in foreign currency when earning in rubles: currency risks can make payments unaffordable even with a slight fluctuation in the exchange rate. The second is re—crediting, that is, making a new loan to pay for the previous one. The third is microloans in the absence of regular earnings," Valishvili said in an interview with the Prime agency.

The financier also added that when applying for a loan, it is worthwhile to assess your ability to service the debt in the future.

Overpayment services: real loan rates reach 31%

Why do they remain high despite the decrease in the key

Head of the Expert analytics department of the Bank's financial marketplace.<url> Inna Soldatenkova said on March 27 that banks will continue to reduce the profitability of deposits and savings accounts, but you should not expect a rapid reduction in the cost of loans. According to her, the changes will take place following the decision of the Central Bank of the Russian Federation on the key interest rate.

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