The auto expert told about the change in CTP from August 1
Drivers will be able to receive CTP payments faster from August 1, as insurance companies will be required to accept electronic applications. Maxim Rakitin, editor of the online automotive publication Quto, announced this on Friday, July 25.
According to him, insurance companies will now be required to respond to the application electronically and will not be able to delay time.
"They will be required to respond within the law within a certain period of time. Before that, many of them were waiting for a paper letter, a paper notification in order to start the payment procedure," Rakitin explained in an interview with Lenta.Ru .
The auto expert also said that starting from August 1, there will be an increase in recycling rates for trucks. "But this is more a business story than a specific person," he concluded.
On July 23, Anton Shaparin, Vice-president of the National Automobile Union, said that driving without insurance is a serious problem. She faces fines and lack of insurance coverage, according to 360.ru .
He recalled that a fine is provided for movement without a CTP policy. If an accident occurs, the insurance company will not reimburse the damage to the person who is not included in the insurance.
On July 4, the Central Bank announced that from July 5, the maximum amount of insurance compensation under the European protocol for accidents with disagreements will double to 200 thousand rubles.
If the participants in the accident have disagreements, but the photo has been taken, the payment limit will increase to 200 thousand rubles from July 5. If there is no photofixation of the damage, then the payment is limited to 100 thousand rubles. If the participants do not disagree on the circumstances of the accident and the damage is recorded in the photo, the maximum compensation limit for CTP is 400 thousand rubles.
In turn, Yaroslav Ostudin, an insurance risk expert and owner of the Astro-Volga insurance company, said that due to inflation, the average repair price had long exceeded 100,000 rubles, and drivers in accidents in many cases waited for inspectors even because of a slight excess and fears that payments from the European protocol would not be enough. RT.
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