The average car loan size in Russia increased by 27% over the year

In February 2026, the average amount of car loans issued was 1.52 million rubles, which is 27.3% more than in the same month last year (1.2 million rubles). This was announced on March 24 by the National Bureau of Credit Histories (NBKI).

Compared to January of this year, this figure increased by 2.1% (1.49 million rubles at the beginning of 2026).

The largest average amount of car loans issued was recorded in Moscow (2.19 million rubles) and the Moscow Region (1.91 million rubles), as well as St. Petersburg (1.79 million rubles) and the Leningrad Region (1.71 million rubles), the Krasnodar Territory added the top five (1.61 million rubles).

The largest increase in the average car loan size over the year was recorded in the Belgorod (+38.6%) and Samara (+36.2%) regions, as well as in Moscow (+32.7%), Saratov Region (+30.5%) and Udmurtia (+29.8%). The Krasnoyarsk (+14.7%) and Perm (+16.2%) territories and the Kemerovo Region (+18.4%) showed the lowest dynamics in the rating of regions.

As explained by Alexey Volkov, NBKI's marketing director, the average amount of car loans was growing until last fall, and for the last six months it has been stable at 1.5 million rubles. This is due to a decrease in demand for car loans, which, in turn, was influenced by an increase in recycling and a low "appetite" of banks (high demands are placed on borrowers).

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Earlier, on March 18, it became known that more than 60% of Russians are actually unable to get a car loan. To approve the application, the borrower's income must be at least twice the monthly payment, which currently averages about 37 thousand rubles. According to Rosstat, only about 40% of citizens meet such requirements.

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