PSB raises deposit rates for individuals

Advertisement. PJSC "PSB Bank". TIN 7744000912, License of the Central Bank No.3251 dated 12/17/2014. Token: 2VfnxxWvGd9

PSB has improved conditions for the most popular savings products among retail customers, the bank said.

"We have improved the conditions for deposits, which are still the simplest and most reliable tool for saving and obtaining a guaranteed income. Given the slight fluctuations in the key rate, the trend towards an increase in savings among citizens will continue. High interest rates and a wide range of deposit products already allow clients to fix favorable terms for different periods depending on their financial goals," said Yuri Latanov, Head of PSB's Savings and Transaction Products Department.

For example, new clients will receive a maximum rate of 30% per annum for People's Deposit when depositing funds for 32 days, with a return of 22% on opening a deposit for 91 days, and 20% for 150 days. The deposit can be opened in the amount of 10 thousand to 50 thousand rubles. Increased interest rates are available for new depositors who apply for a pension transfer to the PSB: for a period of 91 days, the yield will be 27%, for 150 days - 25%.

The maximum yield on the Strong Rate deposit has been increased to 13.8% per annum for three months, to 14.2% for six months, to 14% for nine months, and to 13.9% per annum for a year. The offer is valid for customers who deposit new funds in the bank. The deposit can be opened only once for the amount from 50 thousand to 10 million rubles.

Terms of the "National contribution": currency — rubles. Duration: 32, 91, 150 days. The procedure for making a deposit: in cash through the bank's cash desk or by wire transfer (by transfer from the deposit account "on demand", current account, account for settlements using bank cards). Deposit operation mode: non-top-up; spending operations are not allowed; prolonged no more than 3 times on the terms of the "My Benefit" deposit; the number of deposits opened by the depositor is limited. Interest payment mode: at the end of the deposit period (to the deposit account for the deposit account). Early termination of the deposit: interest on deposits is paid based on the "on demand" deposit rate applicable to the bank on the date of termination of the agreement, from the day following the day the initial deposit amount was credited to the deposit account until the date of termination of the agreement. Narodny Deposit is opened for new depositors who do not have valid (including closed) term deposits and savings accounts (including those with zero balances) during the 180 days preceding the deposit opening date. The rate on the "National Deposit" (including the minimum guaranteed rate) for new depositors for amounts from 10,000 to 50,000 rubles is: for a deposit period of 32 days — 30% per annum; for 91 days — 22%; for 150 days — 20%. The rate on the "National Deposit" (including the minimum guaranteed rate) for new retired depositors, when submitting an application to the bank to the Pension and Social Insurance Fund of the Russian Federation and its territorial bodies for the transfer of a pension to an account opened with the bank no later than 30 calendar days before the date of opening the deposit, is: for a period of 32 days — 30% per annum; for 91 days - 27%; for 150 days — 25%. The application can be submitted to the bank's department, either through the PSB-Retail remote banking system or through the PSB-Mobile mobile application. The deposit can be opened at the offices of PJSC "Bank PSB" and in mobile or online banking if the client has a valid comprehensive banking service agreement for individuals. The deposit cannot be opened for the benefit of third parties. The maximum allowed number of deposits opened per depositor is 1 deposit.

Terms of the "Strong rate" deposit: currency — rubles. Deposit period: 91, 181, 270, 367, 547, 731 day. The procedure for making a deposit: in cash through the bank's cash desk or by wire transfer (by transfer from the deposit account "on demand", current account, account for settlements using bank cards). Deposit operation mode: non-top-up; spending operations are not allowed; prolonged no more than 3 times on the terms of the "My Benefit" deposit; the number of deposits opened by the depositor is limited, 1 deposit is available to one depositor. The minimum deposit amount is 50 thousand rubles. The maximum deposit amount is 10 million rubles. Interest payment mode: at the end of the deposit period (to the deposit account for the deposit account). Early termination of the deposit: interest on deposits is paid based on the "on demand" deposit rate applicable to the bank on the date of termination of the agreement, from the day following the day the initial deposit amount was credited to the deposit account until the date of termination of the agreement. The "Strong rate" term bank deposit rate (including the minimum guaranteed rate) for amounts from 50 thousand rubles to 10 million for a period of 91 days is 13.8% per annum, for 181 days — 14.2%, for 270 days — 14.0%, for 367 days — 13.9%, for 547 days -11.5%, for 731 days — 11.5% is valid upon deposit and is applied to "new money" — the difference between the amount of funds on the client's current accounts at the time of deposit opening — savings accounts, bank card accounts, deposit accounts and other accounts, taking into account the funds deposited into the "Strong Rate" deposit, and the total amount of the maximum balance on the same accounts (data at the beginning of the business day) 3 months before the opening of the deposit, excluding 7 calendar days before the opening of the deposit. The base rate on the "Strong Rate" deposit (including the minimum guaranteed rate) for amounts from 50 thousand rubles to 10 million for a period of 91 days is 12.1% per annum, for 181 days — 12.5%, for 270 days - 12.3%, for 367 days — 12.1%, for 547 days -10.3%, for 731 days — 10.3%. The deposit can be opened at the offices of PJSC "Bank PSB" and in mobile or online banking if the client has a valid agreement for comprehensive banking services for individuals at PJSC "Bank PSB". The deposit cannot be opened for the benefit of third parties.

Funds in the aggregate of deposits and balances on individual accounts are insured in the range of 1.4 million rubles in accordance with the federal Law "On Deposit Insurance in Banks of the Russian Federation". Detailed information is available on psbank.ru , by phone 8 800 333 03 03 (around the clock, toll-free in Russia). Universal license of the Bank of Russia No. 3251.