The study showed the Russians' spending on helping their loved ones

Over the past year, every fifth Russian has allocated over 100,000 rubles for financial support to relatives and friends. At the same time, almost half of citizens are ready to help their loved ones free of charge, and one in four, if necessary, agrees to give all their savings for this. This is evidenced by the research data of the online recruiting platform. hh.ru and Renaissance Insurance Group, which was reviewed by Izvestia on July 15.

Russians most often help their parents, 31% of the survey participants reported. Another 26% regularly receive requests for financial support from close friends, 17% from siblings, and 16% from their own children. Almost half of the respondents (48%) are ready to provide money without any conditions. Another 23% agree to lend funds indefinitely, and one in six helps only if the money is returned at a pre-arranged time.

The amount of possible financial support also varies significantly. More than a third of Russians (37%) are ready to allocate no more than 50 thousand rubles at a time, 18% — from 50 thousand to 100 thousand rubles, 7% are able to help with an amount over 200 thousand rubles. At the same time, one in four stated that for the sake of their loved ones, they are ready, if necessary, to part with all their savings.

Over the past two years, only 12% of respondents have never helped relatives or friends financially. Another 28% did it once or twice, and 29% admitted that they regularly provide financial support to their loved ones.

Among those who helped with money, half of them spent less than 50 thousand rubles for this purpose in a year. One in five (22%) sent from 50,000 to 100,000 rubles, another 12% — from 100,000 to 200,000 rubles, and one in ten provided financial assistance in excess of 200,000 rubles.

At the same time, most Russians are not ready to support their loved ones in any situation. So, 37% will agree to help only if the person really cannot cope with the problem on their own. Another 13% are ready to allocate money exclusively in situations involving a threat to life and health.

The respondents also mentioned cases when they were not ready to provide financial assistance. Thus, 70% would categorically refuse to pay for the consequences of gambling or other addictions, 53% would not lend money to a person who had not previously repaid a debt, and 51% would not support requests to maintain their usual comfort level.

Among those who are fundamentally not ready to help their loved ones with money, almost half (46%) explained their position by the lack of financial opportunities. Another 38% believe that an adult should solve their own problems on their own, while 17% prefer to help with advice or help in finding a job instead of money transfers.

On June 9, Candidate of Economic Sciences, financial analyst Mikhail Belyaev named a way not to run out of money a few days before payday. He called for saving 10% from each salary — you should put this amount into a separate account as soon as income is received.