The economist gave advice on the proper accumulation of funds

For proper accumulation of funds, the desire to take the first step, as well as reliability and simplicity are important. Alexander Abramov, head of the RANEPA Laboratory for the Analysis of Institutions and Financial Markets, said this on Thursday, July 9.

He noted that first of all it is necessary to create an internal installation, that it is necessary to have money for an unforeseen event. You need to divide your options and save up for some kind of insurance reserve or retirement savings.

According to the economist, one should stick to simple strategies and not try to build complex combinations. Initially, it is better to start depositing funds in banks, and then you can start investing in government bonds, money market funds, and bonds from any reliable issuers.

"You can invest in bonds through mutual funds of large companies that have a low commission — no more than 0.7% of the asset value for management," Abramov said in a conversation with Lenta.Ru .

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Financial analyst and economist Alexander Razuvaev explained in an interview with NSN on July 6 that the increase in the rates of the largest banks on three-month deposits is related to their popularity among the population in times of uncertainty.

After the Bank of Russia lowered the key rate to 14.25% per annum, the country's leading banks increased rates on three-month deposits, according to the website. kp.ru . At the same time, the profitability of deposits for longer periods continued to decline, RT reports.

On June 9, Candidate of Economic Sciences, financial analyst Mikhail Belyaev named a way not to run out of money a few days before payday. He called for saving 10% from each salary — you should put this amount into a separate account as soon as income is received.

Russia will introduce a new tax deduction for long-term savings on paid insurance premiums under long-term voluntary life insurance contracts. 360.ru He talked about the pitfalls and the real benefits of this support measure.