Russians have become more likely to plan long-term financial goals

Russians are increasingly forming long-term financial plans, including savings, income growth, investments and large purchases, while almost half of Citizens positively assess their economic prospects for the next two to three years. These are the conclusions reached by analysts of the financial marketplace "Choose.<url>" based on the results of a survey of 3,000 Russians aged 18 to 65, which was reviewed by Izvestia on July 3.

According to the survey results, 46% of respondents positively assess their financial prospects for the next two to three years. Another 32% are neutral about the future, and 22% are not sure about the implementation of their financial plans.

The most common financial goal remains the formation of savings, which was chosen by 38% of the survey participants. Another 24% plan to increase their income through career development or job changes, while 18% are focused on large purchases, including housing and a car. 12% of respondents are considering starting a business or developing it, while 8% are focused on investments and passive income.

"57% of the respondents indicated their willingness to spend a significant amount on acquiring new knowledge and skills. At the same time, 34% of this group have already completed professional training over the past two years, and another 31% plan to do so within the next 3 months," the analysts noted.

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Every second participant in the survey regularly sets financial goals, and 51% have a clear plan for the coming year. Another 27% formulate goals periodically, while 22% make decisions situationally.

Stable work leads among the factors of financial confidence — 41% of respondents noted it. Savings are a key source of confidence for 29%, professional skills for 14%, family support for 9%, and owning a business or additional sources of income for 7%.

According to another study conducted by the service, "I will choose.<url>" May 5, almost 40% of Russians are proud of their ability to save money and consider thrift an important part of their personal financial strategy. It was clarified that 41% of respondents directly associate the level of income with a sense of personal success, while another 34% consider it an important, but not the main factor. At the same time, 25% of respondents stated that they do not perceive earnings as an indicator of their own value.