The analyst gave recommendations on reviewing the personal budget

You should review your personal budget once a month. This was announced on April 13 by Andrey Smirnov, an expert on the stock market at BCS World of Investments.

"The optimal rhythm for most is daily filling, weekly interim monitoring and a full—fledged review once a month," he shared in an interview with RIA Novosti.

According to him, a basic check of limits, suspicious write-offs, and remaining funds is sufficient for weekly monitoring within 10-15 minutes.

Smirnov clarified that once a month the analysis should be more detailed. It is worth reviewing plans and adjusting spending.

In addition, the expert recommended optimizing fixed costs several times a year, doing extensive audits, changing financial instruments for savings if necessary, and setting long-term goals.

Accumulated experience: Russians least of all trust their pensions to NPFs and insurers

Why do citizens consider the state to be more reliable and what will the rejection of savings for old age lead to?

Oleg Moshlyak, CEO of the non-governmental pension fund Future, announced on April 11 that middle-income Russians have the opportunity to save an additional million for retirement by saving 2-3 thousand rubles a month. He explained that the funds in the program are increased due to investment income and government support.

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