Russians were given a salary for maximum retirement

To receive the maximum insurance pension, you need to earn about 250 thousand rubles a month, RBC Investments calculated on March 24.

"Let's assume that a man started working at the age of 20 and retired at the age of 65, which is the maximum retirement age limit that will be introduced in 2028. Over the years, he will receive a salary of about 250 thousand rubles, which means he will accumulate a maximum of 10 points per year," the article says.

The publication estimated that with this length of service, the maximum pension will be about 80 thousand rubles — a fixed portion of 9584.69 rubles + 45 years of experience × 10 points × 156.76 rubles = 80,126.69 rubles.

The difference framework: the gap between the pensions of working and unemployed will decrease to 2-3 thousand.

When will the payments be equal and how to ensure a comfortable old age?

On January 12, Natalia Melnikova, a senator and former head of the Social Fund's Pskov Region office, said that the maximum pension could be achieved with a salary of 248 thousand rubles. It is noted that a citizen of the Russian Federation can receive no more than 10 pension points per year.

The amount of pension in Russia is formed from work experience, the number of pension points, district coefficients and the right to additional payments. Starting from January 1, 2026, the cost of one pension coefficient is 156.76 rubles, with a fixed payment of 9584.69 rubles. To calculate an insurance pension, it is necessary to multiply the accumulated points by their cost and add a fixed part.

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