The State Duma announced new rules for the operation of installment services

Federal Law No. 283-FZ, which for the first time introduces comprehensive regulation of the BNPL services market and installment payment operators, comes into force on April 1. Alexey Govyrin, a member of the State Duma Committee on Small and Medium-sized Enterprises, told the Prime agency what will change for consumers and sellers.

"Formally, there is no direct ban on different prices in the law, but the Bank of Russia clearly states in public explanations: the installment service should not turn into a hidden loan by increasing the price of goods," he says.

It is noted that now sellers will not be able to set different prices for goods depending on the payment method — for example, 55 thousand rubles for a one-time payment and 60 thousand rubles for installments. The maximum installment period is limited to six months, and from April 2028 it will be reduced to four months.

Govyrin also clarified that information in the bureau of credit histories will be transmitted only for purchases in excess of 50 thousand rubles.

At the same time, the new rules apply only to contracts concluded after April 1, 2026. Previously issued installments will continue to operate on the same terms, he noted.

Trade discrepancy: FAS stands up for marketplaces in the issue of food sales

The agency does not support the proposal of the Ministry of Industry and Trade and retailers on the purchase of goods by aggregators

Dmitry Grigorenko, Deputy Prime Minister and Chief of Staff of the Government of the Russian Federation, announced on February 16 that the Russian government was discussing with marketplaces the possibility of identifying customers using the Unified Biometric System (UBS).

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