The economist commented on the new requirements of the Central Bank for reporting banks on cash withdrawals.

The introduction of new reporting for banks on cash withdrawal operations starting in 2027 does not involve the transfer of personal customer data in a broad sense and concerns only regulatory statistics on fraudulent transactions. Rocketbank founder Robert Sabirianov told Izvestia on January 15.

According to him, in the reporting forms, banks will reflect both the actual cash withdrawal operations that could not be blocked and which customers reported after the fact, as well as attempts to cash out funds that were stopped due to suspicious signs. We are talking about classifying specific types of fraudulent scenarios, rather than passing on customer information.

"Judging by the draft, a separate reporting block will be devoted to the applied protective measures. In particular, the time limits on cash withdrawals and how many customers subsequently confirmed or did not confirm the fraud. It is also planned to collect statistics on transactions of clients belonging to high—risk categories determined by the regulator, for which there are stricter limits on cashing out," the specialist said.

Sabiryanov noted that such reporting forms an analytical basis for further adjusting the requirements and recommendations from the regulator, and for banks it becomes an additional incentive to develop monitoring and anti-fraud systems. In the future, this may reduce the proportion of successful fraudulent transactions, especially those related to social engineering and subsequent cash withdrawals.

"Banks are still operating under strict banking secrecy and personal data protection requirements. New reporting will most likely be based on these rules, and information will be transmitted anonymized or aggregated, through secure channels and with limited access. For clients, such changes usually remain unnoticeable and do not create additional privacy risks," the economist concluded.

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The website of the Central Bank of the Russian Federation reported that in Russia, starting in 2027, they plan to change the reporting format of banks. They may be required to provide data on fraudulent cash withdrawal transactions. The new reporting form will be aimed at combating fraudulent schemes. The project is expected to enter into force on January 1, 2027.

Alexey Kuzmin, Chairman of the Management Board of National Savings Bank JSC, told Izvestia on December 17 that the Antidrop system was designed to improve the security of financial transactions by accurately identifying account holders and eliminating questionable transactions. The need to implement an "Anti-drop" is due to the fact that reliable information about the account holder allows banks to detect and block fraudulent transactions faster, he notes. The key element will be the INN, which will make it possible to accurately match the client and the account, making it impossible to use it for fraudulent purposes.

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