The study talked about the desire of Russians to increase their income

Most Russians strive to increase their income and accumulate capital, but lack confidence in their capabilities and a clear strategy of action. This is reported by analysts of the financial marketplace Banks.<url> during the research, the results of which were reviewed on December 14 "Газета.Ru ".

"The key role is played by a sense of security and support from the state," the publication says.

One in four does not have enough current earnings for a habitual standard of living, almost 30% would like to raise it, and only 39% are satisfied with their financial situation. The majority of respondents (75%) are over 40 years old.

It is noted that the main difficulty in planning income growth is the lack of a strategy.: 26% of Russians do not know how to earn extra money, and one in four does not have enough time, resources or knowledge to manage finances. Most often they expect a salary increase or a job change (33%), one in four is considering a part-time job or freelance, and 10% want to start their own business.

"The period of high interest rates, the cooling stage of the economy, geopolitical uncertainty, increased control over bank transfers — all this pushes some Russians to keep cash or "park" savings at high yields in banks," commented an analyst at the financial marketplace Banks.Rugayane Zamaleeva.

It clarifies that traditional methods of saving remain dominant: 23% use deposits and savings accounts, more than half keep money in banks, and a third of Russians prefer cash. Only 5% actively invest, and one in four is hesitant to do so because of the unstable economy. At the same time, 37% would like training materials, and a third would like specialist support; 46% said that the state guarantee increases confidence.

"In 2026, the structure of savings may begin to change. A key rate reduction cycle will make deposits less attractive, and increased interest in the stock market and new investment services may encourage the use of more profitable instruments. But a massive transition to investment is still unlikely," Zamaleeva concluded.

Changes in labor legislation in 2026: what every employee needs to know

Earlier, on December 13, it was reported that if wages are delayed for more than 15 days, an employee has the right to suspend work until the debt is fully repaid, with the exception of certain categories of employees. The State Duma clarified that any non-payment, including an advance and bonuses, is considered a delay, and citizens can contact Rostrud, the prosecutor's office or trade unions to protect their rights.

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