The Central Bank and the Prosecutor General's Office have begun developing a plan to combat loan companies.

The Central Bank (CB) of Russia and the Prosecutor General's Office (RF) have begun developing a joint plan to bring to justice individuals who promise to help citizens get rid of debts. This was announced on September 26 by Mikhail Mamuta, head of the Service for Consumer Protection and Accessibility of Financial Services of the Central Bank of the Russian Federation.

He clarified that the development of a project to combat the so-called "debtors" who promise to help "write off the debt" is due to the large number of Russians affected by their hands. This trend, he noted, worries the working group, which believes that the previously adopted ban on advertising debt relief companies will not be enough to solve the current situation.

"You've probably seen the ads yourself, which often, especially in small towns, simply cover all the ground floors: "debt cancellation", "debt forgiveness" and so on. All this, as we understand it, is purely untrue. <...> My colleagues from the Prosecutor General's Office, who also understand the problem, are now looking at how it would be possible to bring to justice such, let's say, assistants, and maybe continue to think about improving legislation," said Mamuta. in an interview with Interfax on the sidelines of the International Banking Forum, which is taking place in Sochi.

Illustrating one of the possible ways to control "debtors", he turned to the practice used in some countries, where there is a rule prohibiting taking payment for debt settlement in advance, and the payment can be taken only in case of real success, when the debtor saves a significant amount or is able to completely solve his problem. In this case, he added, it is possible to pay legitimate, rather than fraudulently obtained remuneration.

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According to the data of Fedresurs, which was at the disposal of Izvestia, over 120 thousand Russian citizens were declared bankrupt in the period from January to March. As noted, this indicator increased by 34.8% compared to the first quarter of 2024. According to the resource, the largest number of people who tried to get rid of debts without trial were residents of the Krasnodar and Altai territories, as well as the Sverdlovsk, Chelyabinsk and Orenburg regions.

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