The expert named a way to increase the pension for non-working pensioners

Working pensioners can increase their incomes with the help of accumulative instruments, we are talking about bank deposits and the long-term savings program, which involves government support and tax deductions. This was announced on July 29 by Dmitry Klyuchnik, Deputy General Director of NPF Evolution.

"The long—term savings program is an effective tool for working pensioners who want not only to save, but also to increase their savings, while receiving government support," Klyuchnik said in an interview with Gazeta.Ru».

The expert gave an example: a working pensioner with a salary of 50 thousand rubles and an insurance pension of 20 thousand rubles, sending a pension to the social security Fund, will accumulate more than 1.8 million rubles in five years. Of these, 1.2 million will be personal contributions, 180 thousand — state support, more than 400 thousand — investment income. If the tax deduction is reinvested, the capital will exceed 2 million rubles.

According to the expert, these funds can be received in a lump sum or in the form of regular payments with annual indexing, as well as used in special life situations, for example, for medical treatment.

Pensions will rise in the fall: which Russians will have their payments recalculated from September 1

Pensioners who completed their work in August will receive a pension from September, taking into account all indexations.

According to the Social Fund of Russia, which RIA Novosti cited on July 29, the average pension for working and non-working Russians increased by 4,440 rubles in two years. It was noted that as of June 1, the average pension in the country was 25,402 rubles, whereas in the same period of 2024 this figure was 20,962 rubles.