Zoomer investment portfolios analyzed in Russia

Young investors (under 30 years of age) are more likely to form balanced portfolios with a significant share of bonds and fund units, the VTB press service said.

According to the data analysis of almost 1 million VTB My Investments clients, the average portfolio of such investors is 279 thousand rubles. Almost half of the assets are held by bonds (46%), another 30% are held by fund units, 18% by shares, 6% by cash and precious metals.

"This structure suggests that young people are more likely to choose predictable income and risk control rather than playing on sudden market movements," the bank explained.

The most popular instrument among this category of investors is the LQDT money market exchange-traded fund, which accounts for 22% of investments.

VTB broker also noted that clients under the age of 30 are more active than other age groups in using the investment advisory service based on artificial intelligence.

"Our analysis shows that young investors come to the stock exchange with a conscious financial strategy. They form a stable base of bonds and money market funds, invest a fifth of their portfolio in riskier but more actively growing stocks, and manage their portfolio using an AI service. The combination of these factors will determine the shape of private investment in the next ten years," said Andrey Yatskov, head of VTB's Brokerage services department.