The expert spoke about the bank accounts that have been under surveillance since 2027

Starting next year, accounts with an annual turnover exceeding 2.4 million rubles will receive special attention. Maxim Gmyrya, founder of the Sequoia Group Risk Management Agency, Chairman of the Insurance Committee of the Association of Exporters and Importers, told about this on May 20.

"Special attention will be paid to accounts where the annual turnover exceeds 2.4 million rubles — such clients immediately come under close surveillance," he said in an interview with the Prime agency.

It is noted that in order to combat fraud within the framework of the Antidrop platform, it is planned to introduce mandatory linking of INN to new and existing bank accounts and deposits from 2027. According to the expert, the innovation will go almost unnoticed by citizens with legal income, the main blow will be inflicted on droppers, illegal entrepreneurs and tax evaders. At the same time, if a person regularly collects funds for public needs, it will be enough for him to explain the nature of the transfers.

In addition, the system will allow detecting suspicious activity at an early stage: for example, a large number of regular small transactions. This may be a reason for the bank to find out about the origin of the funds.

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On May 18, Magomed Gamzaev, Director of Financial Product Development at Compare, spoke about the mandatory linking of INN from 2027 for all Russian bank accounts. The expert noted that this is a step towards more systematic tracking of cash flows. Unlike passport data or a phone number, a taxpayer's individual number is a permanent identifier that will allow suspicious transactions to be detected at various credit institutions.