The amount of car loans issued in Russia increased by 21% in the quarter

In the first quarter of this year, Russia issued car loans in the amount of 306.9 billion rubles, which is 21.3% more than in the same period last year (252.9 billion rubles). This was announced on May 5 by the National Bureau of Credit Histories (NBKI).

At the same time, relative to 2024, the volume of car loans issued decreased by 45.3% from 560.7 billion rubles. Analysts attributed such a significant reduction to rising interest rates and recycling, as well as the tightening of the regulator's monetary policy to cool the credit market. The NBKI pointed out that the issuance of car loans in general continues to remain at a fairly low level.

According to the results of the first three months of the year, the largest volume of car loans issued in the country's regions was recorded in Moscow (33.7 billion rubles), the Moscow Region (26.8 billion rubles), St. Petersburg (18.5 billion rubles), Krasnodar Territory (15.4 billion rubles) and the Republic of Tatarstan (14.6 billion rubles).

Moscow (+41.7%), St. Petersburg (+37.4%), as well as Moscow (+26.3%), Rostov (+24.6%) and Sverdlovsk (+23.7%) regions showed the most significant growth dynamics in car loans.

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Earlier, on April 29, it was reported that in March 2026, the average term of car loans for new and used cars in Russia was 5.85 years, which is 14.5% more than in the first spring month of last year. The indicator has been growing for 11 months in a row.

Head of expert analytics of the financial marketplace "Banks.On April 27, Inna Soldatenkova explained how to increase the chances of an auto loan approval. Despite the reduction in rates, it is becoming more difficult for Russians to get them, she noted.