The financier spoke about the reasons for the lack of money when raising salaries.
Incomes are increasing, but the feeling of lack of funds persists. Olga Trofimenko, an expert in personal finance, spoke about the reasons for this on May 3.
She cited inflation as the first reason: rising incomes often only offset the rise in prices of goods and services. The second is adaptation to the level of earnings, because of which a person begins to spend more, and the increase is quickly leveled. The expert cited loans and subscriptions as the third reason, which create a constant burden on the budget.
"Salary growth is a passive model. The working alternative is not just to spend the increase, but to build a system: part in reserve, part in tools that preserve purchasing power," the Prime agency quotes her as saying.
She noted that without a financial management system, even a high income does not provide a sense of stability. The expert recommends directing some of the additional funds to savings or investments, rather than spending them entirely on current needs. Only in this case, the salary increase really leads to an improvement in the financial situation.
According to statistics, on the same day it became known that in February, the salary level of over 150 thousand rubles was recorded among specialists from nine sectors of the Russian economy. Employees of the tobacco industry received the highest incomes at the end of winter — 355 thousand rubles. Salaries above 200 thousand rubles were also reported for financiers, insurers, employees of the oil and gas industry, IT sector, as well as specialists in air and space transport.
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