Russians supported the introduction of financial literacy in schools

Most Russians consider it necessary to introduce a compulsory subject in financial and digital literacy in schools. This is evidenced by the results of a survey conducted by the financial marketplace <url>, which was reviewed by Izvestia on April 21.

"Parents' request to learn the basics of digital security in a separate subject is primarily related to the desire to protect children from modern information threats and financial fraud," said Yaroslav Badzhurak, executive director of the service.

According to the study, 64% of respondents support the idea of introducing a separate discipline. At the same time, 34% of respondents consider it important to teach schoolchildren the recognition of fraudulent schemes, 24% — the basics of personal finance and family budget, and 13% — savings and investments.

Among the supporters of the innovation, 29% believe that professional teachers and practitioners should teach the subject. At the same time, 26% of the survey participants believe that financial literacy can be studied as an elective, and 10% believe that the responsibility for such knowledge should lie with the family.

It is noted that the idea is most often supported by Russians aged 26 to 35 years. Men advocate studying the budget and investments, while women pay more attention to fraud protection issues.

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Ahmed Yusupov, an economist and partner at the Goldman Energy communications agency, said on March 26 that the share of bankruptcies among citizens under the age of 25 has increased dramatically in Russia: in two years, the figure has increased from 1.5% to 14%. He explained this trend by a combination of two factors: the first is simplification of the procedure. Since 2020, citizens with debts of up to one million rubles can apply through the MFC for free, and more recently through Gosuslugi. The second is the behavioral factor: "zoomers" often take out microloans without a clear repayment plan and consider bankruptcy as a legal way to "reset" without perceiving it as a financial disaster.