The analyst predicted an increase in demand for mortgages in the Russian Federation at a rate of 12%

With a rate of 12% or lower in Russia, there may be a significant increase in demand for mortgages. This was announced on April 16 by Evgeny Senkovsky, General Director of the Balance-Platform company.

"A more noticeable recovery in mortgage demand is possible at the level of 12% and below," he told RIA Novosti.

At the same time, the demand for mortgages in the country continues to be restrained. The rate remains too high for mass demand. This is especially true for the secondary market.

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A day earlier, it became known from the documents of the Central Bank of Russia (CBR) that, as of February 2026, mortgage issuance to residents of the Republic of Ingushetia and the Nenets Autonomous Okrug (AO) increased sharply — almost twice as compared with January. At the same time, the lowest rate was recorded in Kabardino-Balkaria, the Tyumen Region and Kalmykia.

Analysts of the M2 real estate ecosystem reported on April 10 that Moscow, the Moscow region and the Krasnodar Territory have become leaders in demand for family mortgages in 2025. Additionally, Tatarstan, Bashkiria and the Leningrad Region entered the top 10.

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