Domclick predicted a 2.2-fold increase in market mortgage issuance

The volume of disbursements under market mortgage programs in 2026 will increase 2.2 times compared to 2025, and monthly disbursements will reach about 200 billion rubles by the fourth quarter. This was stated by Alexey Leipi, Director of Sberbank's Domclick department, at Domclick Digital Day in Novosibirsk.

According to Leypi, the growing demand for market mortgages will be one of the factors stabilizing the market against the background of the modification of the "Family Mortgage", the most sought—after program of the last two years. "The high demand for a "Family mortgage" in December 2025, on the eve of adjustments, "overestimated" part of the demand for this program, and we are now inclined to believe that the mortgage lending market by the end of 2026 will amount to about 5 trillion rubles: approximately 60% will be for preferential programs and just over 40% for market ones.", — the expert noted.

Separately, Leipi focused on the segment of individual housing construction. According to him, this segment has successfully adapted to the new conditions after the cancellation of the massive preferential mortgage in July 2024. Domclick expects that from the middle of 2026, monthly disbursements for residential housing will reach a peak of 30 billion rubles, after which they will not fall below 20 billion rubles. In general, the residential housing market may grow by 25% by the end of the year compared to 2025.

Speaking about housing prices, Leipi noted that the largest increase in value by the end of 2025 was recorded in the residential housing segment. On average, prices in Russia increased by 15.2%, to 80.3 thousand rubles per square meter, and in the Siberian Federal District the growth was twice as high as in Russia — 31.3%, the cost per square meter reached 77.7 thousand rubles.

In the secondary market in the Siberian Federal District, prices increased by 12.5% compared to the Russian average of 8.5%, but the cost per square meter of ready-made housing in the district remains lower than in the country: 99.5 thousand versus 122.8 thousand rubles. In the new building market in the Siberian Federal District, the dynamics turned out to be more moderate — 6.3% versus 8.4% on average in Russia.

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