The State Duma talked about the idea of linking a family mortgage to the number of children

It is important for the government to link the family mortgage to the number of children. Svetlana Bessarab, a member of the State Duma Committee on Labor, Social Policy and Veterans' Affairs, said this on Thursday, March 26.

According to the deputy, the government's social block is considering this possibility on behalf of Russian President Vladimir Putin.

"It is very important for us to provide mortgage loans in such a way that, relatively speaking, the more children there would be, the lower the mortgage interest would be provided," she explained in an interview with Lenta.Ru .

The parliamentarian added that it is important that starting from the fourth child, the mortgage interest is zero.

One family — one mortgage: family mortgage rules will change from February 1

Starting from February 1, 2026, the spouses will be considered a single borrower on a family mortgage.

Earlier, on March 24, Vladislav Grib, Deputy secretary of the Civic Chamber, said that preferential family mortgages for the purchase of ready-made apartments should be extended to large families throughout Russia, and allowed to purchase "secondary housing" in all regions, regardless of the size of the city, according to the website. kp.ru .

Alexander Aksenenko, Deputy Chairman of the State Duma Committee on Construction and Housing and Communal Services, said on March 9 that a family mortgage for the purchase of apartments on the secondary market could begin operating as early as 2026. According to him, the expansion of mortgage programs and the improvement of conditions for the purchase of housing can potentially contribute to an increase in the birth rate if real estate becomes more affordable for families.

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