Nabiullina predicted the mass availability of mortgages with lower inflation

Mortgages will become massively affordable for Russians when inflation in the country steadily decreases. This was announced on February 13 by the head of the Central Bank of Russia, Elvira Nabiullina, during a meeting of the regulator's Board of Directors on the key rate.

"Indeed, the availability of mortgages is the most important factor. <... > Mortgages will become really massively affordable when inflation steadily decreases," she noted.

According to Nabiullina, convincing citizens that low inflation in the Russian Federation is "serious for a long time" will also serve as an important factor for the initiative. At the same time, according to the Central Bank's forecast, inflation should stabilize at 4% next year.

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On the same day, Nabiullina said that the peak of inflationary pressure in Russia was passed in January of this year. According to the head of the regulator, the rate of decline in inflation expectations is also important. She clarified that the effect of the tax increase may still affect inflation.

On February 3, the Central Bank of the Russian Federation also announced a record increase in family mortgage issuance. Thus, the volume of such mortgages in Russia in December 2025 increased by 69% compared to November and reached a record 605 billion rubles. The Bank of Russia noted that such a surge in activity was associated with expectations of changes in the terms of the program.

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