The financial consultant gave advice on planning expenses for products

Annual planning of the grocery basket helps to significantly reduce the cost of food, while maintaining its balance. Olga Matveeva, financial consultant of the X5 Package service, told Izvestia about this on February 6.

According to the expert, the first step towards manageable spending is to develop a seasonal menu tailored to the needs of the body.

"In summer, you should focus on fresh vegetables, fruits and herbs, and in winter — on meat, nuts and citrus fruits. This approach will allow us to maintain a balanced diet all year round and evenly distribute expenses," explained Matveeva.

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Based on the planned diet, it is necessary to make a basic list of products with an indication of approximate consumption volumes. This will become a guideline for monthly purchases and will allow you to understand in advance which categories form the bulk of expenses. Matveeva recommends always going to the store with a list to avoid spontaneous purchases.

According to the expert, seasonal purchases and participation in promotions bring significant savings.

"During sales such as Black Friday, it is profitable to purchase cereals, pasta, canned goods and vegetable oils. And during the harvest season, you can freeze or preserve vegetables and fruits to diversify the diet in winter," the expert advises.

In her opinion, loyalty programs and cashback services provide additional benefits. Products that you buy regularly should be marked as "favorite" — this gives you access to personal discounts. She also reminded of the simple rules: do not visit the store on an empty stomach and strictly follow the list in order to minimize unplanned expenses.

Financial expert Tatiana Volkova said on January 27 that due to the expected price increase in the coming year, the issue of personal finance management is becoming critically important, as products, subscriptions, deliveries, and even coffee with you can become more expensive, so it is important to competently build a system devoid of constant financial stress and disruptions.

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