Money days of December 2025 – January 2026: when to buy, invest and change jobs
The end of 2025 and the beginning of 2026 form a rare astrological corridor in which financial decisions will gain long-term importance. The combination of lunar phases, harmonious aspects of the planets and the absence of retrograde influences create conditions when money, career and resources will be subject to conscious management. Which dates are suitable for large purchases, investments, and job changes, and when to be careful, can be found in the Izvestia article.
The Astrological Window of Opportunity: what makes the period special
According to astrologer Yulia Rolnik, from the second half of December 2025, a rare and powerful configuration begins to operate in the sky — the triple conjunction of the Sun, Venus and Mars. It has been forming since about December 10 and remains active until February 10, 2026.
— This is not just a favorable background, but a full-fledged astrological launch of a new life cycle. The connection affects the areas of income, career, self-fulfillment, partnerships, and values. Everything that will be launched during this period, especially in December and January, can determine the development of events for 2026-2027," the expert notes.
In astrology, the sun is responsible for goals and strategy, Venus — for money, resources and value, Mars — for action and will. Their combination increases motivation, helps to act confidently and consciously, to rely not on chance, but on mature decisions and inner strength. That is why the choice of dates in late 2025 and early 2026 is of particular importance.
The most favorable financial days of December 2025
In the second half of December, the astrologer identifies two key time periods when energy especially supports monetary decisions. These days follow immediately after the new moon on December 20th and the winter solstice. The sun, Venus, and Mars are moving into the sign of Capricorn, a symbol of structure, responsibility, and long—term goals. At the same time, the moon is in a growing phase.
— This is the moment when energy becomes collected and strategic. The days are ideal for launching projects, financial planning, negotiations, signing agreements, budgeting and setting goals for 2026," explains the astrologer.
At the end of the year, the Moon passes through the sign of Taurus, which is traditionally associated with material stability, quality and real value. The most stable period will be the period from December 29 to December 31.
— These days strengthen the focus on reliability and practicality. They are suitable for large purchases, financial calculations, summing up the results of the year and forming the desired conditions for the next one. This is a good moment to make yourself a "gift with a future" — an investment that will work for a long time, the expert emphasizes.
Monetary periods of January 2026
January continues the December trend and strengthens it in many ways, especially after the new moon. In the middle of the month, January 15-17, the triple conjunction of the Sun, Venus and Mars is maintained by harmonious aspects to Saturn and Uranus.
— This is a rare combination of resilience and the ability to upgrade. The period is ideal for signing contracts, switching to a new format of income, investments and long—term solutions, where stability and flexibility are important," says Yulia Rolnik.
Immediately after the new moon in Capricorn on January 18, one of the strongest starting moments of the month begins. We are talking about the period from January 19th to January 24th.
— This is the time to launch business ideas, new sources of income, start projects and strategies. Everything that takes shape these days is based on a stable and supportive foundation," the astrologer emphasizes.
What astrological factors make these dates "monetary"?
The expert notes that financially favorable days are formed not by one indicator, but by a combination of them. First, the phases of the moon. The waxing Moon in the first 10 days after the new moons on December 20 and January 18 symbolizes growth and development.
— At this time, it is recommended to start financial projects, conclude deals, launch products and formulate goals that should bear fruit, — explains Rolnik.
Secondly, the position of the Moon in the Earth signs — Capricorn and Taurus. These periods enhance rationality, help you make mature decisions, establish agreements, and feel the real value of money and resources.
In addition, according to the astrologer, in January, the harmonious aspects of Venus and the Sun towards Saturn and Uranus contribute to a more balanced assessment of financial decisions and the formation of sustainable agreements and investments.
The expert also calls the convergence of the Sun, Venus and Mars a key factor of the period, which, in her estimation, sets the general vector of financial activity until February 2026. This configuration enhances motivation and willingness to act consistently, with a view to long-term results.
What is the best way to plan for "money" days?
According to the astrologer, favorable dates should be used for steps with long-term benefits. Large purchases (machinery, real estate, investments in home and health) will be especially successful on December 29-31 and after January 19. It is better to plan negotiations and signing of contracts for January 15-17.
Investments and financial strategies are optimal in the period January 19-24, with a clear calculation of growth and return. A job change, a new contract or a business start is most harmonious after the new moon in Capricorn — from January 19th.
Unfavorable dates and financial risks
Despite the generally favorable period, according to the astrologer, on some days financial decisions require increased caution. In particular, delays and difficulties in paperwork are possible on December 30, the risk of impulsive spending increases on January 3, and overestimation of one's own financial capabilities on January 9-10.
A separate advantage of December 2025 — January 2026, the expert calls the absence of retrograde motion in key personal planets. Mercury, Venus, and Mars are in the direct phase, which makes it possible to start projects, sign documents, and make financial decisions without the typical delays of retrograde periods.
According to the astrologer, the next Mercury retrograde period will begin on February 26 and last until March 20, 2026, which makes the end of this year and the beginning of next year more favorable for business activity.
Astrologers note that such forecasts are advisory in nature and are not a guarantee of a specific result. They help you choose periods when the risk of financial errors is lower and the effectiveness of actions is higher.
According to Yulia Rolnik, December 2025 and January 2026 represent a relatively favorable period for long-term planning, including in the field of career and personal finances, from the point of view of astrology. This period of time is suitable for making strategic decisions and laying the foundation for future projects.
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