The expert admitted the disappearance of CTP with the massive arrival of unmanned vehicles

Russia is actively moving towards self-driving transport, but the mass launch of autonomous taxis is still far away. Sergey Khudyakov, co-owner of insurance broker Mains, told Izvestia about this on December 16, assessing the country's readiness to switch to new technologies and predicting the transformation of familiar insurance models, including the possible departure of CTP into the past.

According to him, the government and business are showing great interest in the development of autonomous technologies, and the level of readiness of domestic solutions already allows for the transition to mass production.

"For the development of an unmanned taxi, it is necessary to solve a whole range of legal and infrastructural issues. We will have to equip highways and city streets with next-generation cameras with artificial intelligence, as well as deploy specialized digital ecosystems. These systems should monitor the movement of unmanned vehicles in real time, collect telematics data on its condition, routes and actions in critical situations," the expert said.

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At the same time, the directions of the introduction of drones are expanding. In the railway sector, shunting locomotives operating in automatic mode are being tested at the Lugskaya station. In logistics, there are courier robots for the last mile. Among the innovations in aviation are hybrid systems for rescue operations in remote regions. Khudyakov emphasizes that the advantages of autonomous systems are obvious: round-the-clock operation, reduction of accidents by eliminating the human factor, and increased accessibility of transport.

At the same time, Khudyakov added, one should not expect a sharp decrease in the cost of trips in an unmanned taxi. Currently, these projects remain expensive image solutions. We are talking about single tests, not mass implementation. Scaling will be possible only after creating the necessary infrastructure: AI cameras, digital monitoring platforms, and telematics analysis systems. These same tools are critical for the insurance industry, which is still using traditional policies for unmanned tests.

In addition, the further development of unmanned vehicles will raise the issue of recycling the entire car insurance model. Currently, the owner of the car or the driver is responsible for the damage caused. With the advent of drones, the situation will change. In the future, the responsibility will fall on manufacturers of autonomous systems or operators of logistics platforms. They will need insurance programs with increased insurance amounts.

"Insurance issues are expected to change in the future. Now this is a traditional solution for cars with CTP and hard hat, and it does not differ in any way from standard control solutions with a driver. Currently, the responsibility for harm to life, health or property lies with the owner of the vehicle or the driver. In the case of unmanned vehicles, the responsibility in the future will fall on manufacturers of unmanned vehicles or logistics systems that will control drones," the expert concluded.

In November, it was reported that the technology company Navio introduced in Russia the autonomous shuttle L5, which runs on electric power and has a modular interior architecture. It is intended for passenger transportation both as a city shuttle and as a transfer at airports, campuses or resort areas. The Navio L5 does not have a driver's seat, it is controlled by a system controlled by generative artificial intelligence, which complies with traffic regulations and makes safe maneuver decisions.

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