The most demanded amounts of car loans among Russians are named

By October 2025, loans in the range of 500-800 thousand rubles prevail in the car loan segment in Russia in terms of the amount of requests, the share of such applications is about 45%. Experts from the <url> financial marketplace told Izvestia about this on November 25.

Applications for amounts up to 1.5 million rubles account for about 35%, and large loans over 5 million rubles are extremely rare — about 2%. This portrait reflects the caution of buyers: most prefer moderate amounts in order not to overload the budget, experts explained.

At the same time, interest in car loans decreased over the year: in October 2025, demand was 22% lower than in January, reflecting a general squeeze in demand amid price volatility, changes in recycling and seasonal factors, analysts said.

As for the portrait of the audience, the age structure this year is dominated by users 35-44 years old and 25-34 years old. The share of the 45-54-year-old audience has noticeably strengthened, although interest among borrowers aged 18-24 is decreasing. At the same time, men are interested in car loans a little more often — with 59% of all applications for them.

Stop cars: banks approved half as many loans for used cars

Financial organizations do not consider them as liquid collateral

Earlier, on November 20, it was reported that in 10 months of 2025, 383 thousand car loans were issued in Russia for the purchase of used cars, which is 53% less than in the same period last year. In monetary terms, the reduction in lending amounted to 57%, to 472.3 billion rubles.

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