The average CTP payout set a new record in early autumn
The average CTP payment in September 2025 set a new record and amounted to almost 121.9 thousand rubles, which is 10% more than in the same month last year. At the same time, the average premium decreased by 4.2%, to 7,349 rubles. The Russian Union of Motor Insurers (RSA) announced this in its Telegram channel on October 27.
The previous record for the average payout was set in August of this year, it amounted to almost 121.4 thousand rubles.
According to the results of the first nine months of this year, the average payment for annual CTP policies showed an increase of 15% and reached 114.1 thousand rubles. The average premium was 7,274 rubles (-5%).
As noted by the head of the RSA Evgeny Ufimtsev, despite the constant increase in the average payout, for the consumer this is a wear-and-tear payment. As part of the discussed CTP reimbursement reform, it is proposed to consider the possibility in some cases to repair your car yourself and receive an additional payment within the amount of wear.
The total amount of payments for the first nine months of 2025, according to RSA estimates, amounted to 164.4 billion rubles. The number of contracts concluded during this period amounted to 37.6 million, of which 4.8 million contracts were for short-term CTP policies. The CTP premiums collected during this period amounted to 240.3 billion rubles.
Earlier, on October 24, a representative of the RSA told Izvestia that a pilot project for checking CTP by cameras could be launched in several regions by the end of 2025. Anatoly Aksakov, head of the State Duma Committee on the financial Market, clarified that Moscow, St. Petersburg and Chuvashia are planning to join it. It is assumed that the mechanism will be extended to the whole country in October 2026.
All important news is on the Izvestia channel in the MAX messenger.
Переведено сервисом «Яндекс Переводчик»
