Russians will be offered to pay for goods with the palm of their hand

Finopolis 2025 introduced a new payment method for goods using customer authentication based on the pattern of the palm veins. The solution was presented by VTB together with the Center for Biometric Technologies.

According to the bank's press service, it will be enough for the client to bring his palm to a special scanner screen in the store. The IR sensor reads the vessel pattern, recognizes the buyer and finds the payment instrument linked to the account.

Yulia Kopytova, Senior Vice President of the Bank, is the Head of the Analysis, Coordination and Product Development Department.,
She explained that palm-based identification technology is already working in other countries, such as China. "Modern payment solutions are moving further away from the need to constantly carry not only cash or a card, but also a smartphone or other devices," she said, stressing that the new scenario of accepting payments by the palm of your hand is another step in the development of the payments and bioequaring market, in increasing the convenience and speed of service in various areas. trade and services.

Sergey Bezbogov, deputy head of the technology unit and Senior Vice President of VTB, added that blood vessels absorb IR radiation more than the surrounding tissues, so they look darker in the image obtained with the help of IR sensors. "This makes it more difficult to copy data by photographing the user's palm or generating images using neural networks, which increases the security of the solution for users," he said.

It is planned that in the future, the initial samples of the vein pattern will be stored in a Single Biometric System (EBS), and the existing infrastructure of VTB's commercial biometric system (CBS) will be used for bioequaring.

All important news is on the Izvestia channel in the MAX messenger.