The expert spoke about the dependence of pension points on salary

To receive one individual pension coefficient (IPC) in 2026, a salary of 24.8 thousand rubles will be required. This figure exceeds the value of 2025 (23 thousand rubles) by about 1.8 thousand rubles. This was announced on October 3 by Igor Balynin, Candidate of Economics, Associate Professor at the Financial University under the Government of the Russian Federation. "Газете.ги ".

"The calculation was made taking into account the current formula and the expected maximum base for calculating insurance premiums in 2026 — 2.979 million rubles. In 2025, with a salary of 22.4 thousand per year, 0.976 CPI is formed. In 2026, with a minimum wage of 27 thousand rubles per year, 1,091 IPCs will be formed — an increase of 11.8%. According to the law, the number of IPCs is rounded to the thousandth," the expert noted.

According to him, you can check the accumulated individual pension coefficients in your personal account on the Gosuslugi portal. The economist noted that a pension calculator is also available on the website of the Social Fund of Russia, which takes into account the available personal income tax and insurance experience. The service will show the missing length of service and the estimated retirement age.

In 2026, women aged 59 and men aged 64 will receive an old-age insurance pension. To do this, they will need at least 15 years of insurance experience and 30 PKI. Starting in 2028, the retirement age will be 65 for men and 60 for women, Balybin concluded.

Long-standing accounts: 706 thousand Russians will be able to withdraw their pension savings in 2026.

Who has the right to such payments and how much money can be received

Earlier in the day, Sergei Gavrilov, chairman of the State Duma Committee on Property, Land and Property Relations, said that in order to increase pension payments, it was necessary to monitor the correctness of accounting for seniority and pension contributions. According to Gavrilov, another way to increase pensions may be to choose a profitable pension fund and manage savings. He added that the funds can be transferred both to the Social Fund of Russia and to a non-governmental pension fund for storage.

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