Russians were told about the possibility of passive income from renting real estate

For almost half of Russians, real estate is not only a roof over their heads, but also a potential source of income. At the same time, 42% of landlords expect to receive up to 50 thousand rubles per month by renting out housing, and another 30% — up to 80 thousand rubles. This is evidenced by the data from a joint survey of the financial marketplace "Compare" and Rosgosstrakh, which was reviewed by Izvestia on September 9.

Two thirds of Russians (66%) own their own housing, while 34% rent an apartment or live with relatives. At the same time, one third of the property owners inherited it or as a result of privatization. Another 37% of respondents bought an apartment for 3-5 million rubles, and 14% — for 5-10 million rubles. Only 7% of the respondents bought a house for 10-20 million rubles, and the same number — for 20-30 million rubles.

In addition, 44% of respondents consider an apartment to be a profitable investment. One in five already receives rental income, and 23% plan to purchase real estate in the future in order to rent it out or resell it profitably.

"Renting an apartment can indeed bring a stable income, but the risks of the owner are also growing. Property damage by tenants is far from the only one of them. According to the law, it is the owners, not the tenants of the property, who are responsible to the neighbors. At the same time, it is believed that tenants are less responsible about the property and equipment of a rented apartment, they do not monitor the condition of plumbing, taps, and eyeliners," said Yulia Serova, head of the Property and Liability Insurance Department at Rosgosstrakh.

We went home: the demand for secondary mortgages is growing rapidly

The activity of buyers can provoke a rise in the price of used apartments

Russians' expectations of income from renting real estate vary and, as a rule, depend on the size of the apartment itself and its location. Most often, landlords already receive or expect an income of 20-50 thousand rubles, 42% of respondents said. Another 30% of respondents will be satisfied with a fee of 50-80 thousand rubles per month. 12% of Russians rent housing or plan to do so for 80-100 thousand rubles, while 16% rely on income in the range of 100-150 thousand rubles.

The majority of Russians (71%) plan to rent an apartment for the long term, so that their investments at least partially pay off. Thus, 34% of respondents intend to rent a house within 3-5 years, and one in four expects to rent for more than seven years. Only 29% are going to rent an apartment for a period of no more than two years.

Among those who are planning or already renting out housing, 40% took care of protecting their apartment and bought insurance: 20% of landlords issued a policy against burglary and theft, another 8% insured construction, decoration and engineering systems, and comprehensive protection, which includes, among other things, civil liability to neighbors. 12% of respondents.

"Apartment insurance is not just a precautionary measure, but a necessity, especially if you rent it out. After all, in case of unforeseen events, such as fire or flooding, you risk not only your property, but also your financial well-being. Insurance will help you minimize potential losses and maintain the stability of your investments. And since real estate always remains a reliable investment with the possibility of generating passive income through rent payments, apartment insurance becomes an essential element in managing your property," said Vladislav Golovkin, Director of Insurance Business Development at Compare.

The information in the material is not an investment recommendation.

Under the roof of their own house: the conditions for the purchase of housing by immigrants from new regions may be softened

The State Duma has taken the initiative regarding the residents of the Kherson region

Andrey Serdyuk, a real estate market expert and author of the Telegram channel Realtor Academy, named the main payback factors for real estate in Moscow in an interview with Izvestia on March 29. According to him, the top 3 properties with the highest profitability and quick payback include studios and one-bedroom apartments in new buildings (up to 35 square meters), apartments in hotel complexes and apartments for daily rent (near the metro, near the TTK).

All important news is on the Izvestia channel in the MAX messenger.