The PSB told about the savings preferences of Russians

Russians choose various ways to save money, Vera Podguzova, Senior Vice President and Director of External Relations at the PSB, said during the business breakfast "Moving East: New Investment Opportunities in the face of changing macroeconomic Conditions" at the WEF-2025.

"The high key interest rate in the first quarter led to an increase in interest in classic savings products, but even with the beginning of the cycle of its decline, deposits and savings accounts remain a reliable and convenient savings tool that provides guaranteed income," Podguzova said, delivering a welcoming speech at a business breakfast organized by the PSB within the framework of the WEF.

At the same time, Vera Podguzova continued, despite the high rates, interest in the stock market remains: in the second quarter of this year, the inflow of funds from private investors to brokerage accounts amounted to 574 billion rubles. This is almost twice as much as in the second quarter of last year. "Market conditions have determined the preferences of private investors. Most often, they invest in less risky instruments, such as bonds and money market funds, which bring good returns against the background of a high key interest rate," concluded Podguzova.

In turn, Olga Myamlina, Deputy Chairman of the PSB, noted that the modern financial market offers wide opportunities for investment, and one of such tools is the government's long-term savings program. "This program allows us to take advantage of tax incentives and state co—financing to ensure financial stability over the long term," Myamlina explained. In her opinion, further expansion of the program for children will allow parents to generate additional capital to solve important daily issues, and will also become effective financial support for large families.

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