The psychologist spoke about the importance of studying financial literacy from childhood

It is necessary to start teaching financial literacy to children as early as possible, since this is a key skill that is formed in childhood and develops throughout life. This opinion was shared with Izvestia on August 25 by a consultant on strategic and anti-crisis management, a practicing psychologist, and the General director of OOO "Together.ABOUT " Olesya Berezhnaya.

According to her, many parents mistakenly avoid this topic, forgetting that the child has been in the world of money since birth. The isolation of children from financial reality creates a distorted perception of money as a source of problems, which in the future leads to financial management problems and widespread myths: "money is evil," "money is not for me."

"Financial literacy is not a constant, it is a skill that needs to be constantly developed. Its essence lies in understanding the simple truth: finance provides influence and opens up the possibility of achieving goals," the expert emphasized.

The psychologist identified five key functions of money that need to be mastered: attraction, earning, guidance, conscious spending, as well as protection and control.

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On April 19, independent financial expert Andrey Barkhota told Izvestia about where to invest in 2025. In particular, according to him, the profitability of bank deposits may exceed 20% per annum. For example, an investment of 1 million rubles will bring the investor more than 200 thousand rubles of net profit per year.

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