The expert spoke about the possibility of receiving compensation to a pedestrian for an accident

According to traffic police statistics, about two-thirds of pedestrian accidents are caused by the driver, and about a third of the cases are caused by pedestrians. So, in January—May 2025, 8,300 Pedestrian accidents were caused by drivers, 3.8 thousand pedestrians. Sergei Demidov, Vice President of Renaissance Insurance, told Izvestia what initial actions a pedestrian, cyclist or scooter rider should take in case of an accident in order to expect to receive compensation in the future.

According to him, 159 accidents involving scooters and other means of individual mobility (SIM) occurred in Moscow alone in the first quarter.

"If a pedestrian, cyclist or scooter rider gets into an accident, it is first of all necessary to ensure that the incident is recorded. To do this, you need to call traffic police officers, who will draw up a protocol indicating the victim's data and a description of the circumstances of the accident. This document is the main evidence for the subsequent receipt of compensation," the expert explained.

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He added: if the victim was taken to the hospital, a copy of the protocol and other materials can be obtained at the traffic police department. This will require a passport and an extract from a medical institution. The contacts of the required department can be clarified via the hotline or on the website of the traffic police.

If the person responsible for the accident has a valid CTP policy, the insurance company reimburses the damage to health, while the amount of payment is determined by the table of coefficients, which depend on the nature and degree of injuries. Compensation may also be subject to lost earnings and medical expenses that are not covered by compulsory medical insurance, such as medicines. In addition, the culprit will be obliged to compensate for damage to the victim's property, for example, for damage to a bicycle or scooter.

Demidov also noted that the maximum amount of payment for harm to life and health is 500 thousand rubles by law, this amount is paid in case of death or disability of the first group. The amount of compensation for injuries is calculated according to a government decree. For example, 5-10% of the total limit (25-50 thousand rubles) is paid for a broken arm. To receive the payment, you will need documents from the traffic police and a medical certificate with a diagnosis.

The passenger of the scooter can also be compensated for accident insurance (usually such insurance can be arranged in the application when renting a scooter).

"The lost earnings are confirmed by a certificate of income and a sick leave. Medical expenses are paid by receipts and an extract from a medical card with doctor's prescriptions. If the driver responsible has not been identified or does not have a policy, you can apply for compensation from the Russian Union of Motor Insurers (RSA). However, in this case, payments are made only for harm to health (it will be impossible to receive compensation for damage to property, for example, a damaged scooter)," Demidov added.

He noted that in the case when the amount of harm to health exceeds the CTP limit or additional compensation for moral damage is required, you can contact the person responsible for the accident directly. With his consent, an agreement on voluntary compensation is drawn up. In case of refusal, a lawsuit is filed in court.

Cases where a pedestrian, cyclist, or scooter rider injured in an accident cannot claim compensation are extremely rare. But this is still possible, for example, if the pedestrian's apparent intent in the accident is proven.

"It is not worth trying to negotiate with the driver responsible for the accident without the participation of the police. It is impossible for the driver to simplify the registration of an accident according to the European protocol (this is possible if only two vehicles were involved in the accident, there were no casualties, and both drivers have a valid CTP policy). In all other cases, you must contact the traffic police. An accident involving a pedestrian, cyclist, or SIM owner does not fall under the terms of the European protocol. Therefore, the driver needs to report the incident to the traffic police, there are no other legal ways to process traffic documents," he explained.

On July 22, Alexander Khaminsky, head of the Law Enforcement Center in Moscow and the Moscow Region, told Izvestia what rights owners whose cars were damaged during heavy rains in Moscow have. So, if the car is insured under a hard hat, then the answer in the vast majority of cases is yes. Casco contracts, as a rule, explicitly include natural disasters, such as floods, floods or heavy rain, in the list of insurance events.

All important news is on the Izvestia channel in the MAX messenger.