The study showed the attitude of Russians towards insurance against cyber risks

46% of Russians have experienced personal data leaks in one way or another: 37.5% were direct victims, and 8.5% had friends or relatives affected. The experts of the insurance broker Mains learned about the attitude of Russians to the risk of data leakage and insurance against cyber risks. Izvestia got acquainted with the results of the study on June 21.

Among Petersburgers, the proportion of those who have personally experienced data leaks is higher than among Muscovites — 36.8% versus 30.2%. Also, in the northern capital, data leaks of acquaintances or relatives are more often mentioned: in St. Petersburg, 9.5% of respondents say this, while in Moscow only 8.8%.

"Among other cities, Tyumen (46.4%), Novosibirsk (44.4%) and Samara (43.2%) are the leaders in terms of the number of personal experience with data leaks, while Voronezh (26.8%), Rostov-on-Don (26.2%) and Krasnodar (22%) were the least likely to receive such respondents.", — specified in the study.

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Incidents with friends and relatives were most often mentioned in Tyumen (17.9%), Novosibirsk (15.2%) and Omsk (13%), less often in Rostov-on-Don and Voronezh (4.9% each), Chelyabinsk (3.8%) and Ufa (2%).

Account passwords (55.7% of respondents said this) and contact lists from the phone book and email (55.3%) turned out to be the most common catch of criminals. There were also leaks of bank details (25%) and information about documents — passports, SNILS, INN, etc. (9.1%)

Analysts noticed that 40.8% of respondents mentioned attempts to hack their accounts, 39.9% had an increase in spam and calls from scammers, and 6.6% lost money. Only 12.7% of the survey participants did not feel any consequences.

48.9% of the respondents said that they change passwords to protect their data, 41% do nothing and 10.1% admitted that they do not know how to protect their data.

"When asked about the possibility of purchasing cyber risk insurance, the payment of which would cover compensation for data leaks and legal aid costs in case of fraud, as well as reimburse stolen money, 46.1% of survey participants said that these costs should be reimbursed by the companies through which the personal data was leaked, or the state," — the analysts noted.

41.6% of respondents are ready to buy such insurance: 12.7% noted that it is necessary nowadays, and 28.9% clarified that they would buy a policy if the price was low. 12.3% categorically refused insurance, considering it a "divorce for money."

On April 3, Konstantin Kryuchkov, AppSec.Track Product Director at AppSecSolutions, said at the Territory of Security conference that hackers most often hack web applications, accounting for more than 60% of attacks. According to the expert, phishing emails are in second place (almost 20%), which are used in fraudulent schemes and affiliate programs.