The expert mentioned the advantages of investing in bonds
Bonds can generate income above a bank deposit, while maintaining reliability. This opinion was shared by Evgeny Shatov, partner of Capital Lab, in an interview with Izvestia on June 7.
"A bond is a debt paper for which the issuer is obliged to return the nominal value and coupon income to the investor. When the key rate is high, companies offer increased coupons, which allows investors to lock in profitable returns. If the Central Bank lowers interest rates, bond yields also fall," the expert explained.
The advantages of bonds are their higher yields compared to deposits while maintaining a high degree of reliability. They provide a predictable income if you hold them until maturity. Bonds have less volatility compared to stocks, which makes them suitable for conservative investors.
In addition, they have liquidity — they can be sold at any time, unlike deposits. Bonds also show a low correlation with stocks: during periods of market downturns, their value may even increase.
The expert also noted the disadvantages: the yield of bonds is lower than that of stocks, which makes them more a tool for saving capital rather than increasing it. There is a risk of default on the part of the issuer, which may lead to the loss of invested funds.
"The higher the bond yield, the greater the risks. However, this instrument remains one of the most stable for portfolio diversification," concluded Shatov.
The information in the material is not an investment recommendation.
Ruslan Pichugin, an independent expert in the field of private investment, told Izvestia on June 3 that in the current economic situation it is especially important to approach investments carefully. Instability in foreign markets has made bank deposits relevant again, not only as a way of saving, but also as a moderately profitable instrument, he stressed.
Переведено сервисом «Яндекс Переводчик»
