The State Duma proposed to expand the possibilities of inheriting a funded pension


The issue related to the revision of the order of inheritance of pension savings is relevant. It is also necessary to consider expanding the possibilities of pension funds to choose investment instruments. This was announced on June 3 by Sergey Gavrilov, head of the State Duma Committee on Property, Land and Property Relations.
"Today, it is possible to inherit a funded pension if a person died before the appointment of such a pension or received it in the form of an urgent payment, rather than a lifetime one. In other cases, the funds do not pass to the heirs. Expanding the right of inheritance, including the possibility of a wider choice of forms of receiving funds and transferring savings under a will, would make the system more attractive and encourage voluntary participation in it," TASS quoted him as saying.
According to him, today the Ministry of Finance does not have enough budget funds to make lump-sum payments to the heirs of funded pensions, early payments to participants in the pension accumulation system. This is due to the fact that previously such measures were not provided for in the current budget.
Gavrilov believes that to solve the above problem, a special reserve fund can be created at the expense of the federal budget. And already within the framework of it, it is possible to establish an insignificant supplement to the pension contributions that are available now, or to review existing social contributions and direct funds to the reserve.
"At the same time, it is necessary to predict the volume of future payments based on actuarial calculations (based on mortality statistics and requests for early access) and create a reserve gradually. For example, we can start by covering inheritance payments to those whose testators died before the pension was awarded," he stressed.
Earlier, on May 31, the Social Fund of Russia compared pensions for 2025. The average amount for women was 23,249.58 rubles per month, while for men it was 23,028.33 rubles per month.
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