Russians talked about the goals of saving for the future of the child

According to a Rambler&Co survey, 48% of respondents save up for their children's education, 18% of respondents save up to help them with housing, and 15% save up for the formation of a child's starting capital. Izvestia got acquainted with the results of the study on May 27.

The survey showed that the majority (41%) of Russians strive to save more than 3 million rubles by their child's 18th birthday. 26% of the respondents set the minimum level of 1 million rubles for themselves, 17% would limit themselves to 500 thousand rubles. Others assume a smaller amount. The study, conducted from May 16 to May 23, involved more than 106 thousand Internet users.

Among the respondents, 28% of parents have not started saving yet, but they plan to. Another 18% do this from time to time, 16% save a certain amount regularly. The rest of the respondents do not think about it.

Russians most often save up for their children's education (48%), housing (18%), and start-up capital (15%). The rest of the parents also expressed their willingness to help with large expenses in the future, such as a car, a wedding, or renting a place to live after graduation.

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Parents most often choose bank deposits as savings tools (48%), 38% keep cash "under the pillow". Investments, insurance, and pension programs are less popular, with 14% choosing them, despite their potential profitability and reliability.

The main monthly expenses for a child — food, clothing, education and sports — for 43% of parents range from 10 thousand to 30 thousand rubles, not counting large purchases. Up to 10 thousand are spent by 27%, 17% of the survey participants have the main monthly expenses for a child of more than 50 thousand per month. 13% adhere to the framework from 30 thousand to 50 thousand.

On April 30, Izvestia got acquainted with the results of the Rosselkhoznadzor's research. According to the survey, every second Russian (45%) chooses savings accounts for savings. Deposits became the second most popular instrument — they were chosen by 30% of the respondents. Russians also use investments in the stock market (6%), foreign exchange instruments (6%) and real estate investments (3%) to accumulate capital.