The lawyer called the ways to protect themselves from obtaining loans by fraudsters

Fraudsters can apply for a victim's loan if they have a scanned copy of a citizen's passport and SNILS. Lawyer Anton Uskov warned about this on Wednesday, May 14. He explained how the attackers operate, and also named ways to protect themselves.

The expert clarified that the documents for applying for a loan may end up in the hands of fraudsters in case of loss, as well as if a person transferred their data to third parties via the Internet or by phone. Fraudsters can also get data through a subscription at a fitness club, library, and so on.

"That is, if you give someone a scanned copy of your passport or data from the SNILS, you are already in a dangerous position, because information leakage is possible. If you have lost your passport, immediately apply for a new one. In this case, the previous one will become invalid, that is, it will lose its legal force," the lawyer shared in an interview with Lenta.Ru .

Uskov stressed that making microloans in credit institutions does not require serious paperwork, so fraudsters can easily get a loan with a person's personal data, and the demand for it will be from the victim of intruders.

Another trick of scammers may be an SMS notification that a person is trying to apply for a loan, the lawyer warned.

"This confuses the victims of intruders — that's what they're counting on. No need to panic. My advice is to find information about the organization that is supposedly trying to apply for a loan for you. If it exists, you have the option to withdraw the application. If this organization does not exist in principle, or the name of the credit institution is not indicated in the SMS notification, then this is another trick of fraudsters. Usually in such SMS messages they indicate the number you are calling and you continue to be manipulated," concluded Uskov.

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Earlier in the day, CEO of cybersecurity company STCrypt (SafeTech Group) Daria Verestnikova said that fraudsters pose as employees of pick-up points and lure Russians out of SNILS, INN and SMS codes, RT reports.

According to the expert, the scheme is gaining popularity when you receive a call allegedly from the pick-up point (PVZ) and offer to deliver the ordered goods to your home, according to the website. kp.ru .

Igor Bederov, director of the Internet Search company, told Izvestia that deception can be detected by several characteristic signs. First of all, you should be alerted by the unexpected appearance of a call "from the delivery service" without prior notification via the official application or email. A particularly alarming signal is if the caller begins to aggressively demand personal information: SMS confirmation codes, passport data, SNILS, INN or bank details.