The expert spoke about the protective assets in the investor's portfolio

Protective assets are necessary for investors to reduce risks and preserve capital during periods of instability. Denis Astafyev, the founder of the SharesPro investment company, told Izvestia on May 2.

"When markets panic, stocks fall, inflation rises, or economic crises occur, it is protective tools that help save money. It's like a safety cushion: even if some investments fall in value, others keep the portfolio from large losses," the specialist noted.

According to him, for the proper formation of a portfolio, an investor can combine risky assets such as stocks with defensive assets such as bonds, gold, currency and real estate.

"The ratio depends on the purpose and the nature of the investor. Someone invests 80% in stocks and 20% in protection, while someone, on the contrary, relies on safety," the expert explained.

Among the most reliable protective instruments, he singled out government bonds (for example, OFZ in Russia or treasuries in the USA), gold, stable currencies (dollar, Swiss franc), real estate and deposits.

"The main thing is to choose proven tools that remain stable even in times of crisis," Astafyev summed up.

The information in the material is not an investment recommendation.

From the big number: returns of up to 40% have led to a surge in CFA investments

Are blockchain-based bond analogs reliable

Earlier, on January 18, Evgeny Shatov, a partner at Capital Lab, told Izvestia about current investment instruments. According to him, in conditions of high interest rates, deposits remain one of the most attractive tools for saving capital. The level of deposit rates in the largest banks reaches 23%, which allows you to earn a stable income with minimal risks.