The expert told the Russians about the legal ways to increase pensions

By retiring later than the prescribed period and participating in long-term savings programs, every Russian can legitimately increase the amount of social benefits. This was announced on April 27 by the Dean of the HSE Faculty of Law, Professor Vadim Vinogradov.

He clarified that if a person files a pension five years after reaching retirement age, the coefficient of increase in the fixed payment will be 1.36, and the points awarded will be 1.45. However, if you wait 10 years for the registration, the coefficient and pension points may increase to 2.11 and 2.32 points, respectively.

In addition, the expert recalled the existence of a long-term savings program, thanks to which the state can add up to 36 thousand rubles per year to a person's social security payment.

"Firstly, the government is co-financing this program. It is ready to add up to 36 thousand rubles a year to the funds that a citizen invests out of his pocket. Secondly, the state insures the funds deposited by citizens. Thirdly, if there are emergencies in life, you can withdraw investments ahead of schedule without losing your accumulated income," Vinogradov said in an interview with the Prime agency.

The expert noted that the operator of this program is a Non-governmental Pension Fund (NPF) and in order to start increasing the future pension, it is necessary to conclude an agreement with it.

In addition, the professor recalled that in case of a lack of seniority or points for receiving payments, Russians have the opportunity to purchase them. The minimum cost of one such point is calculated as the minimum wage (the minimum wage, from January 1, 2025, is 22,440 rubles) multiplied by 12 months, as well as the insurance premium rate, which is 22%. This amount for the current year is 59,241.6 rubles.

Large-scale pension increase in April: to whom and by how much will be indexed

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Vinogradov announced on April 26 that some Russian pensioners will receive two pensions at once in April. He clarified that if the date set by the Social Pension Fund (SFR) falls on the period from May 1 to May 4, then people will receive a payment in April, since these dates are days off.