Four banks will test the opening of accounts via video link
At least four credit institutions are ready to test the opening of accounts for customers with remote identification via video communication. Gazprombank, MTS Bank, Delobank and OTP Bank informed Izvestia about such plans.
"The banking community began implementing a pilot to test video identification technology back in 2020, which was especially important due to the pandemic. At that time, an understanding was formed about the need for special regulation, which appeared a few years later in the form of the EPR Law. And then we continued our work, the importance of which was confirmed by the president with his special instruction — the draft law on video identification has waited in the wings," said Andrey Emelin, head of the National Council of the Financial Market.
In the spring of 2025, when the document was considered in the State Duma, the NSFR, at the suggestion of the Central Bank, organized a meeting with banks. They confirmed that the demand for functionality remains on the market, he added.
Currently, the "anti-money laundering" legislation requires the personal presence of a person in the bank's office when he opens an account there for the first time.
The president signed the law on the possibility of establishing an experimental legal regime in Russia, under which a bank will be able to remotely identify a customer when opening an account, on April 7. Now the Central Bank must prepare the details of the regulation of this experiment. Prior to that, following the results of the Russia Is Calling forum in December 2024, the president instructed the government and the Central Bank to ensure that legislation is amended by July 15 to allow banks to remotely identify customers, including using VCS under the experimental legal regime (EPR).
Read more in the exclusive Izvestia article:
And so far away: four banks will test the opening of accounts via video link
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