Russians named common bad financial habits

Half of the Russians surveyed (51%) positively assessed their knowledge and skills in the field of personal finance. The rest (49%) admitted to having various problems related to a low level of financial literacy. This is stated in the results of the Renaissance Insurance Group survey, which was reviewed by Izvestia on April 16.

The most common bad financial habit has become the inability to accumulate savings. Almost every second respondent who admitted to having problems with literacy has it (48%). However, one in three often makes impulsive and useless purchases. Almost a quarter (23%) are unable to manage the family budget. One fifth of financially illiterate Russians (22%) noted that they are not even sure about standard ways of investing money, for example, such as a bank deposit.

"For every third respondent, the lack of necessary knowledge and skills at least once resulted in financial losses. Of these, one in six (16%) He loses money regularly, and 32% — periodically, for 19% it was a one-time loss. Most often, such respondents lost money due to late payment of loan fees (46%), 41% overpaid for goods, and almost a quarter (24%) made unprofitable deposits," the experts noted.

What the state is getting richer: the level of Russians' welfare has increased

Financial literacy rates have also increased significantly

At the same time, for 39% of respondents who faced financial losses, ignorance of the basics of literacy cost a maximum of 10-50 thousand rubles, for 13% — 100-500 thousand rubles, for 14% — from 500 thousand to 1 million rubles.

At the same time, one in four (24%) Russians is confident in their financial skills and has no plans to change anything.

Earlier, on March 19, it was reported that 33% of Russians surveyed believed in money-related omens. At the same time, almost every second of them tries to observe "monetary" rituals before making an important financial decision. Among the most common "financial" signs are the demonstration of a bill to the growing moon, the ban on transferring cash in the evening, and the tradition of putting a charger in a wallet to "recharge finances." This is stated in the results of a survey conducted by the financial marketplace <url>.