Almost 9 million Russians have used self-imposed loans.

Almost 9 million Russians took advantage of the opportunity to establish a self-ban on lending. This was announced on April 8 by the head of the Central Bank of the Russian Federation, Elvira Nabiullina.

"Almost 9 million self-locks have now been issued: 8 million 700 thousand self-locks have been issued by citizens. This is a very small period — a little more than a month," the head of the Central Bank said at a meeting with representatives of the Communist Party faction in the State Duma.

She noted that citizens are actively using mechanisms that can protect them from fraudsters.

At the call of duty: how self-locking on loans will change the tactics of scammers

Attackers may try to adapt to the new conditions.

A service with the ability to prohibit the issuance of loans to oneself has been launched on the Gosuslugi portal since March 1. Those who have submitted such an application have a special mark in their credit history, in the presence of which banks and microfinance organizations must refuse a person in the case of a loan application. At the same time, the self-ban does not apply to mortgages, educational loans, and car loans.