Common financial dreams of Russians are named

The most common financial dream of the Russians surveyed was the desire to stop working and live on passive income. 47% of respondents chose this option, according to the results of a study by the financial marketplace <url>, which was reviewed by Izvestia on April 3.

The second most popular was the desire for self-realization through the creation of something meaningful, which was noted by 21% of respondents. The purchase of real estate, whether it is housing at sea, in the capital or abroad, is attractive for 13%. Starting your own business, such as a cafe, shop, salon or studio, is a priority for 10% of respondents. Circumnavigation of the world as the main financial goal was indicated by 9% of the respondents.

To realize their dreams, 8% of respondents believe that an amount of up to 1 million rubles would be enough for them, 12% estimate their needs in the range from 1 million to 5 million rubles, 31% — from 5 million to 15 million rubles, 32% — from 15 million to 50 million rubles, 17% — more than 50 million rubles.

What the state is getting richer: the level of Russians' welfare has increased

Financial literacy rates have also increased significantly

30% of respondents consider the search for additional sources of income and career opportunities. 19% chose cost optimization and increased savings as a strategy, 5% are actively exploring investments in stocks and bonds, and another 3% are considering high-risk strategies such as investing in cryptocurrencies and trading. At the same time, 43% of respondents do not yet have a clear plan.

At the same time, 15% of respondents set themselves the goal of earning the required amount over the next five years, 28% plan to achieve the financial goal in 5-10 years, 34% are ready to devote 10 to 20 years to this, and 23% of respondents consider this as a long-term task that will take more than 20 years to complete.

"Investment instruments such as stocks, bonds and alternative assets remain in low demand among the population. Only a small part of the respondents consider them as a means of achieving financial goals, which may indicate a lack of financial literacy or a high degree of caution regarding risky investments," said the director of the Communications policy department of the financial marketplace "Choose.<url>" by Anna Romanenko.

Earlier, on February 19, it was reported that among the Russians surveyed, 53% of respondents want to learn how to manage finances competently, save money or invest. At the same time, one third of the respondents (29%) chose a gradual approach to introducing a useful habit. This follows from the results of a study of the brand of household appliances STARWIND.