Roskachestvo told about the procedure for detecting a bank card.
When finding someone else's bank card, it is necessary to act in accordance with the law in order to avoid the risks of fraud and legal consequences. This was reported on April 2 in the press service of Roskachestvo.
"If you find someone else's bank card, it's best to call the bank that issued the card. Usually, his number is indicated on the back of the card. Next, the bank employee will block the card and tell you what to do next. You can take the card to the nearest branch of any bank, indicating that you have found it unattended," RT reports.
It also noted that you should not use the found card to withdraw cash or make purchases. This act will be criminalized in accordance with Article 159.3 of the Criminal Code of the Russian Federation "Fraud using means of payment". Also, you should not search for the cardholder through social media and post her photo. This, in turn, violates the confidentiality of data and can lead to fraud.
"The procedure for credit institutions may vary, but it usually ends with the card being blocked, and you may be asked to destroy it — to break or cut it, that is, to make it impossible to use the card," the press service says.
If a person finds several cards, they can inform the bank that they are ready to meet with their owner. In this case, the employee may request permission to transfer personal data.
"If you find not one card, but a wallet or bag, then it is better not to wait, but to report it to the police, because it is possible that in this case it is not about loss, but about theft," the experts emphasized.
Earlier, on March 24, representatives of VTB Bank announced changes in fraud schemes with NFC-clones of customer cards from which money could be withdrawn at an ATM. Now they are asking to transfer funds to a so-called secure account, which is actually a fraudulent duplicate of the wireless interface, which allows attackers not to leave digital traces of a crime.
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