Analysts talked about spontaneous spending by Russians in stressful situations

Most Russians are prone to spontaneous spending when parting with a significant other and to hyper-economy when a new pet appears in the house. This is the conclusion reached by analysts of the <url> financial marketplace after interviewing 3,000 Russians aged 18 to 60. The study was reviewed by Izvestia on March 31.

According to a study by analysts, 67% of respondents tend to notice changes in their financial habits when they are under stress or anxiety. In 2024, there were 48% of citizens whose habits change under the influence of stress.

In addition, 26% of respondents, having experienced stress or strong negative emotions, on the contrary, abruptly switch to a savings model of behavior and begin to save on everything. 19% of the respondents admitted that stress serves as motivation for building a personal financial strategy, and 7% replied that stress makes them look for and actively use profitable offers and bonuses from banks.

At the same time, 10% of respondents noted that during stressful situations they try to change jobs or find a part-time job in order to improve their well-being.

The survey found that people who are stressed about a breakup, a failed public appearance, or a poor exam result are more likely to spend money spontaneously. At the same time, people who have experienced stress due to dismissal, public criticism on social media, illness, an unsuccessful job interview, and the acquisition of a new pet are more likely to be hyper-economical.

Women between the ages of 30 and 40 are most likely to spend money during times of stress, while men between the ages of 40 and 45 are more likely to save in the same situation. At the same time, residents of the Moscow Region and surrounding regions spend the most, while residents of Yakutia and Tatarstan save the most.

What the state is getting richer: the level of Russians' welfare has increased

Financial literacy rates have also increased significantly

Earlier, on January 10, it was reported that about 43% of respondents believe that financial goals should be discussed regularly or at least once every few months. This was discussed in a study by VTB Bank. More than half of Russians (51%) set a goal to create a safety cushion for their family. About a third of the respondents (34%) plan to save up to buy a home, and the main financial goal for 28% of respondents is to ensure a decent old age. In addition, a quarter of Russians (25%) seek to save up for their children's education, while 8% want to buy housing for them.