The Central Bank saw the risks of excessive lending to high-income Russians

The rapidly growing incomes of Russians can cause credit "overload". Alexey Zabotkin, Deputy Chairman of the Bank of Russia, announced this at a press conference on March 27.

His report shows that over the past three years, incomes have increased for 65% of families, and for a fifth — 1.5 times.

"This may also lead them to make decisions about a more excessive volume of the same lending than if these expectations were more restrained," Zabotkin said, his speech published on the Central Bank's website.

According to him, such a trend may be a risk factor, as citizens may continue to expect a similar rate of income growth, which may lead to unreasonable decisions, including on the issue of willingness to take on an additional debt burden, she added. "Газета.Ru ".

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On March 10, the Central Bank of the Russian Federation announced that from April 1 it will receive the authority to set limits on mortgage and car loans.

Prior to that, on February 27, the chairman of the regulator, Elvira Nabiullina, said that the Central Bank expects mortgage lending in the country to grow by 5% in 2025. In addition, the Bank of Russia assumes that during the year the dynamics of consumer lending will range from a decline of 1% to an increase of 4%.