Money transfers of fraud victims will be additionally checked

The victims of telephone scams were offered to be included in a special database. People on this list will not be able to carry out banking operations immediately. For example, to take out loans or make transfers: first they will have to confirm whether this is a bona fide request. Such amendments were proposed by Anatoly Aksakov, head of the State Duma Committee on Financial Markets. They will go to the second reading of the draft law of the Ministry of Digital Affairs on combating telephone fraud, Izvestia learned. On March 18, this government document has already passed the first approval in the State Duma.

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According to the Ministry of Finance, one third of all crimes in the country are committed in information computer technology. More than 1 million citizens in the Russian Federation have been affected by such actions. The damage caused is estimated, according to various estimates, at 200-250 billion rubles. Anatoly Aksakov, during a meeting at which the draft law of the Ministry of Finance was considered, stressed that fraudsters usually cheat and steal using social engineering — psychological manipulation of people.

"People themselves help transfer money to intruders, this happens ten times more often than with the help of stolen information. Therefore, even the use of biometrics does not always help: a person will transfer his money himself under the influence of fraudsters due to his nature and exposure to them," the parliamentarian noted.

Therefore, Anatoly Aksakov proposed to form a database in Russia of people who have already been manipulated by fraudsters several times and transferred funds to them. If citizens from such a list try to take out a loan or make a transfer of funds, then the resource of the Central Bank FinCERT (computer incident response group) should give a signal to financial organizations so that they know that we are talking about a person who has already transferred money to criminals on his own. "And then financial institutions will respond effectively and not carry out the operation until they find out how conscientious it is," the deputy noted.

Read more in the exclusive Izvestia article:

Connection check: Fraud victims will not be able to quickly take out loans and transfer money