Fraudsters began to use self-locking loans to deceive Russians

Fraudsters used a newly earned self-ban on loans to deceive citizens, the Association for the Development of Literacy told Izvestia. They call people on behalf of employees of Gosuslugi and assure them that the ban is incorrect. Then, ostensibly to remedy the situation, they suggest clicking on the link, which turns out to be phishing.

At the call of duty: how self-locking on loans will change the tactics of scammers

Attackers may try to adapt to the new conditions.

"The scammers offer to follow a short link that is sent in the messenger, ostensibly to correct the statement. After a person clicks on it, they get to a website that imitates Gosuslugi, enter their login details, and they get to the scammers," the organization explained.

Having gained access to the account on the state portal, attackers can log in to the bank's application using Gosuslugi, and then gain access to the accounts.

The Association also noted that a virus can be downloaded via a phishing link to the victim's phone. Such a program is capable of reading SMS messages, including codes for logging into Gosuslugi or online banking.

Signals about fraud attempts with the mention of self-locking are also recorded on the platform of the Popular Front "Moshelovka". According to expert Alexandra Pozharskaya, the attackers are presented as "employees of Gosuslugi", "representatives of the BKI", "bank support service" and offer assistance in connecting the self-lock or removing the self-lock installed due to a technical error.

Read more in the exclusive Izvestia article:

Don't let them take it: scammers use self-locking on loans to deceive